The insurance companies in general did not live up to the immediate response that their advertising says the customer will get. People were complaining of red tape. And while some of them were still coping with the insurance process the city took them to court to issue orders to rebuild or demolish, with still fines while they were in non-compliance. As of September most of the wrecked houses had not been rebuilt. Roofs had not been repaired and the rain was causing additional damage.
For many, they had lost their jobs because the Democrats supported sending their job to China. Now they lost their house to the tornado. While they were pressured to comply with their agreements to to banks and the city, no one was being pressured to comply with paying them. The additional delays and court fees could drive them under.